This post is part 2 of 8 in our groundbreaking series on how do you tell the bargains from the dissipation? Here’s look at some offers that often don’t pay off, plus smart ways to save your money.

What we talking about is someone who you give your money by your will. There is groups of people are after your money, you know all about it and you like to hold on as much of it as you can. Let us start by list them out one by one.

No. 2 – Travel Clubs

Mark and Susan Williams were vacationing in New Orleans, Louisiana, when they were offered a enticing deal: free tickets to a show in exchange for attending Travel More Now’s 90- minute sales and marketing presentation. ”We had no intention of joining a travel club.” Admits Susan, 42, “but the sales representatives told us we could go anywhere we wanted for enjoying and that everything-restaurants, cruises, hotels, airfare-would be drastically discounted.”

The Williams blanked at the $11000 membership fee until the sales person got it down to $3,600. The couple paid with their Visa Card and signed a receipt for gift cards, for a free celebratory dinner at Restaurant August.

That night 45-year-old Mark, who suffered from severe attack of asthma was rushed to the hospital in unconscious situation. Worried about medical bills, he and Susan regretted having spent so much. They checked their contract, which had a cancellation period of three business days, as required by Louisiana law. Following the instructions, they mailed a notarized cancellation letter to speed travel forever and returned the membership packet.

So why did the club refuse to refund their money of membership? “They said we’d accessed the membership benefits by eating at Restaurant August,” says Susan.

Their story didn’t surprise Louisiana Attorney General James Bernard. He had sued the club in 2006 for allegedly “failing to give costumers clean and conspicuous notice to their right to cancel… and infect, costumers that they could not cancel.”   But the judge ruled against Bernard; he could do nothing for the Williams.

“It’s strange that this travel club found some back doors or loopholes to get around the law and no one can do anything against them because it’s nothing against the law,” says Susan. Speed Travel Forever spokesman Ryan Simons says, “Well It’s all according to the contract, if anyone who accessed the benefits, in any way, at the time they register for membership signs a form that is titled in all caps ‘Member Benefits Access Form.’”

After little research in legal court and police department it’s indicated that customers have filed thousands complains about these travel clubs in past two years.

This situation in any way can be happened with anyone without knowing completely about contract and cheating tricks. There are thousands of travel clubs out there waiting for you with their offers.

Now the Best Advice in general, clubs that charged more than a few hundred dollars or claiming to offer any deal which worth less then it is are likely to be rip-offs. Try to avoid going to an in-person sales pitch. There is one more thing to notice if the deal is good for only one day, or the price for package keeps going down (like from $11000 to $3600) if you say you can’t afford it-those are milestones of a scam.